how to get good grades

HOW CAN I IMPROVE MY GRADES?

Are you worried about your grades? Worried about the result of your exam? If you get a high score or you fail? School grades are the main source of anxiety among youths, Receiving the praise of your parents or incurring their wrath. Your grades also serve to give your parents some idea of how you are doing in school. If you manage to get passing grades through guessing, cramming, or even cheating you will never learn how to think. What good is a high grade in math if later on you will find yourself unable to balance a checkbook? How can you get grades that reflect your abilities?

TAKE RESPONSIBILTY FOR LEARNING

Laziness is often the real reason for low grades. A good student takes responsibility for their learning. Personal motivation helps you keep on going. Putting yourself in schedule and organizing your time. Set goals for yourself. It is on how hard you are willing to study and apply you in school.

STUDY ENVIRONMENT

If you will have a quiet place set aside for studying, you’ll probably get a benefit on it. Use a desk with plenty of space where you can spread out your work. Make sure that you have a good lightning, it reduces fatigue and protects your eyes as well. A cool room provides a more invigorating study environment than a warm room. It is like a job you have to work every day- whether you are in the mood or not. So view your homework as an exercise ins elf-discipline, a rehearsal for later work experience. Try to avoid things that will give you destruction in studying.

MAKE A STUDY ROUTINE

If your homework involves a lot of reading try to follow this method:

First SURVEY your material. Get an overall view of it by looking at subheadings, charts, etc. Next make up QUESTIONS based on chapter titles or topic sentences. Now READ, look for the answers to these questions when you’re done RECITE what you have read without looking on it. Then review by looking over it again and test your memory to each section. Review your notes, textbooks and homework.

FAILURE

If you fail a test after trying hard to pass it can devastate your self-respect. The humiliation of failing a test will be worth it if you learn from your mistakes and improve. Take it as a challenge. What about facing disappointment parents with a bad report card? Face it! Your parents have the right to know how you are doing in school. Be honest with your parents and listen to their discipline. If you think they are expecting too much from you, talk over with them.

Grades are not the final judgment on your worth as a person. Take advantage of the time you are in school, and learn as much as you can. I know you are sick and tired of studying but there will be a time that you want to go back and study again. Strive harder to get good grades and you’ll never regret it.

how to manage your money

HOW TO MANAGE MONEY

A great recession hits the world recently. The economic downturn started in United States in 2007 and it has affected so many countries. There are lots of people who lost their job, the salary decrease and now the price increase. Because of this, people are trying to save their money. But they don’t know how to manage it, instead they spend more rather than to save it. A lot of people says “ Saving is boring, shopping is fun!”. There are three ways to manage your money:

1) Spend it

2) Save it

3) Give it away

Try to make a budget plan, get a paper and pen and write down all your expenses and your budget for it. ”one of the most valuable and sensible things you can do with your money is to give it away.” Chris Farrell adds: “when you think about what matters most, it’s usually relationships, experiences and the sense of making difference, not money and possessions” Which is true because you are going to be happy and you’ll feel good if you help others. Money makes some people blind and greedy, but they are not really happy with it. It will just make bring you more stress in your life. You have to be contented on what you have as long as it provides your needs. There’s nothing wrong in dreaming for more, but you should know your limit. Sometimes it just turns out to a disaster. Like joining some networking or games related to gambling. Yes, you can be rich but it’s not forever. At the first place, you did not work hard for that money, it’s an easy money right? But this won’t last for lifetime and you are going back to zero. If this happens to you, well, you don’t know how to manage your money.

HOW YOU CAN SAVE

First before you buy an expensive item, try to think carefully if it is really needed. Because some people buy expensive things so that others would envy them. Even they don’t really need it.

Second if there are things that you really need, try to find some new items that are on sale or for good used items.

Third if you do not feel compelled to buy popular name brands, you can save money. And if you feel that the item is vital, try looking for something similar in a discount or secondhand shop. Sometimes items from the secondhand shop are better than those expensive and popular brands. And it’s way cheaper so you could save your money for good.

Fourth try to consider that it usually cost less to buy ingredients and cook meals than it does to eat out. Rather than buying expensive drinks, drink water instead. It is much healthier and easier on your pocket. Instead of dining out, try to cook at home or teach your love ones how to cook. You can also try gardening, so you don’t have to buy some ingredients; you’ll have more than buying in a market.

It’s better to be a cautious saver, as to be a generous giver, than to be a selfish spender. Try to start to manage your money now before it’s too late.

Car insurance for minors

Car insurance for minors

What is the impact of car insurance for teenagers? Do we really need car insurance for minors?

Car insurance, as we all know it is insurance acquire for cars, trucks, motorcycles, and other road vehicles. Its main use is to provide financial protection against physical injury resulting from traffic disaster or liabilities from the accident but is that all? Anyone can have car insurance. But some individuals seem to have more benefit from it, teenagers. Statistics show that majority of individuals that are involved in road accidents are teenagers. In our efforts to avoid these circumstances teenage drivers enroll to driving schools, hoping that as soon as they get their driver’s license they could be at ease from this problem, but the fact remains that they still suffer from high-stress driving situations. Young drivers lack good judgments on the road, whether they excelled in driving schools and that’s because of lack in experience. Because of this reality Insurance companies, for their part, note the value of awarding individuals who show enough interest for road safety to take driver training by offering Discount insurance. Most insurance companies also offer “INSURANCE UNDER 21” to help the younger drivers with their budget and ensuring their safety at the same time.

BENEFITS OF HAVING CAR INSURANCE

If you have a car then you should get car insurance for your safety. It is also required by the law to protect you and your family in case of emergency. Driving without the car insurance is illegal. The coverage of this insurance is they will pay the damage on your car, if you get injured by the accident, pays for towing the wrecked vehicle and rental reimbursement. You can get a cheap car insurance if you ask for more discounts. Sometimes when you insure two cars it can be the same price like one car. You should also choose the yearly insurance so the rate won’t change for a year. You can also try to look for a group discount try to search for a list of organization affiliation by calling your service center. If you don’t have car insurance then you are putting your financial future at risk. It offers limitation of liability; it will limit the amount of liability and cover your expense from the accident. It will lessen the amount you will pay from the car accident you’re involved. Uninsured driver pays your medical bills if that driver strikes your vehicle. You can also get a cheap insurance for teen boys. Teen boy rates insurance can be cheap if you will ask a discount, teach them the value of having a good driving record, if he has a good driving record he will have the chance to reduce his rate. If he has an older car you should drop the collision portion of your coverage.

Now you can see how important it is to get a car insurance and what are the advantages of having this when you’re driving. If you don’t have car insurance now, you should work on it now for your safety and also for your future. So you and your automobile are protected.